{"id":5912,"date":"2015-10-14T16:05:54","date_gmt":"2015-10-14T14:05:54","guid":{"rendered":"http:\/\/zurnalsiepirkumi.lv\/?p=5912"},"modified":"2015-10-13T16:13:19","modified_gmt":"2015-10-13T14:13:19","slug":"interesanti","status":"publish","type":"post","link":"https:\/\/zurnalsiepirkumi.lv\/?p=5912","title":{"rendered":"Interesanti"},"content":{"rendered":"

Cilv\u0113ki kautr\u0113jas atpras\u012bt par\u0101du, kas maz\u0101ks par pieciem eiro<\/font><\/strong><\/p>\n

Mobil\u0101s lietotnes \u201cMonea\u201d p\u0101rst\u0101vji veiku\u0161i interneta aptauju, kur\u0101 secin\u0101ts, ka Latvijas iedz\u012bvot\u0101ji kautr\u0113jas atpras\u012bt par\u0101du par summ\u0101m, kas ir maz\u0101kas par 5 eiro. Savuk\u0101rt 34% respondentu p\u0113d\u0113j\u0101 m\u0113ne\u0161a laik\u0101 kaut reizi piedz\u012bvoju\u0161i situ\u0101ciju, kad aizdevu\u0161i nelielu naudas summu, bet par\u0101dnieks to nav atdevis (SKDS veikts p\u0113t\u012bjums). Lai izp\u0113t\u012btu Latvijas iedz\u012bvot\u0101ju paradumus par internetbankas un mon\u0113tu izmanto\u0161anas tendenc\u0113m, \u201cMonea\u201d p\u0113d\u0113jo m\u0113ne\u0161u laik\u0101 veicis vair\u0101kus interneta p\u0113t\u012bjumus. To vid\u016b ar\u012b sadarb\u012bb\u0101 ar Tirgus un sabiedrisk\u0101s domas p\u0113t\u012bjumu centru SKDS, kur\u0101 piedal\u012bj\u0101s 1005 respondenti \u2013 Latvijas iedz\u012bvot\u0101ji vecum\u0101 no 18 l\u012bdz 74 gadiem.<\/b><\/p>\n

Par\u0101du atg\u016bst tikai 60% aizdev\u0113ju<\/b><\/p>\n

63% \u201cMonea\u201d aptauj\u0101to respondentu, kuri aizdevu\u0161i k\u0101dam maz\u0101k par 5 eiro, parasti pa\u013caujoties uz cilv\u0113ku godapr\u0101tu un par\u0101du neatprasot, 19,74% \u2013 parasti kautr\u0113joties atpras\u012bt par\u0101du par tik mazu summu, un tikai 14, 47% uzst\u0101j uz par\u0101du atg\u016b\u0161anu neatkar\u012bgi no aizdot\u0101s naudas summas lieluma.<\/p>\n

Savuk\u0101rt SKDS veiktaj\u0101 p\u0113t\u012bjum\u0101 noskaidrots, ka 83% respondentu prec\u012bzi atceras savus par\u0101dniekus naudas summ\u0101m l\u012bdz 10 eiro, tom\u0113r par\u0101du atguvu\u0161i ir tikai 60% aizdev\u0113ju. P\u0113d\u0113j\u0101 gada laik\u0101 30% aptauj\u0101to sask\u0101ru\u0161ies ar situ\u0101ciju, kad n\u0101cies k\u0101dam atpras\u012bt naudu, turkl\u0101t 16% to ir n\u0101cies dar\u012bt vair\u0101kk\u0101rt. Savuk\u0101rt katrs tre\u0161ais p\u0113d\u0113j\u0101 gada laik\u0101 aizdoto naudu nav sa\u0146\u0113mis atpaka\u013c.<\/p>\n

M\u0101rti\u0146\u0161 Kalni\u0146\u0161, aplik\u0101cijas \u201cMonea\u201d l\u012bdzdibin\u0101t\u0101js<\/b>: \u201cMums bija svar\u012bgi uzzin\u0101t, cik \u013coti un k\u0101d\u0101 veid\u0101 \u0161odien straujais ikdienas ritms un iedz\u012bvot\u0101jiem pieejam\u0101s modern\u0101s tehnolo\u0123ijas maina un ietekm\u0113 cilv\u0113ku savstarp\u0113jos nor\u0113\u0137inus un l\u012bdz ar to ar\u012b par\u0101du atmaksas paradumus Latvij\u0101. P\u0113t\u012bjuma rezult\u0101ti liecina, ka cilv\u0113kiem bie\u017ei rodas nepiecie\u0161am\u012bba atdot nelielus par\u0101dus, tom\u0113r to nav iesp\u0113jams izdar\u012bt skaidras naudas tr\u016bkuma d\u0113\u013c. \u0160\u0101das situ\u0101cijas nereti rada nevajadz\u012bgu stresu, t\u0101p\u0113c, izstr\u0101d\u0101jot lietotni \u201cMonea\u201d, m\u016bsu m\u0113r\u0137is bija nov\u0113rst \u0161os nepat\u012bkamos br\u012b\u017eus, veicinot iesp\u0113ju nor\u0113\u0137in\u0101ties, neizmantojot skaidru naudu.\u201d
\n
\nIkdienas nor\u0113\u0137inos 20% iedz\u012bvot\u0101ju nelieto s\u012bknaudu<\/b><\/p>\n

Ar m\u0113r\u0137i noskaidrot sabiedr\u012bbas attieksmi pret eiro mon\u0113tu l\u012bdz\u0146em\u0161anu un lieto\u0161anu ikdien\u0101, p\u0113t\u012bjuma autori respondentiem uzdeva jaut\u0101jumu: \u201cCik bie\u017ei, izejot no m\u0101j\u0101m, jums l\u012bdzi ir centu un eiro mon\u0113tas, lai b\u016btu \u0113rti un prec\u012bzi nor\u0113\u0137in\u0101ties?\u201d Uz to 26% respondentu atbild\u0113ja \u201c\u013coti reti\u201d, bet 2% \u2013 \u201cnekad\u201d.<\/p>\n

Arnis Kakti\u0146\u0161, Tirgus un sabiedrisk\u0101s domas p\u0113t\u012bjumu centra SKDS direktors<\/b>: \u201cSabiedr\u012bb\u0101 ir da\u017e\u0101di cilv\u0113ki. Ir t\u0101di, kam nepat\u012bk r\u012bkoties ar s\u012bknaudu, t\u0101p\u0113c vi\u0146i vienm\u0113r nor\u0113\u0137iniem cen\u0161as izmantot maks\u0101jumu kartes, un vi\u0146iem patiktu, ja visp\u0101r var\u0113tu iztikt bez skaidras naudas. \u0145emot v\u0113r\u0101 aizvien pieaugo\u0161o mobilo viedt\u0101lru\u0146u lietot\u0101ju skaitu Latvij\u0101 un iedz\u012bvot\u0101ju v\u0113lmi p\u0113c iesp\u0113jas \u0101tr\u0101k, \u0113rt\u0101k un dro\u0161\u0101k nor\u0113\u0137in\u0101ties ar maz\u0101m naudas summ\u0101m, uzskatu, ka to cilv\u0113ku \u012bpatsvars, kam lietotnes \u201cMonea\u201d pied\u0101v\u0101tais nor\u0113\u0137inu risin\u0101jums var\u0113tu b\u016bt noder\u012bgs, ir \u013coti liels.\u201d<\/p>\n

P\u0113t\u012bjuma rezult\u0101ti liecina, ka p\u0113d\u0113j\u0101 m\u0113ne\u0161a laik\u0101 60% respondentu vismaz vienu reizi ir veiku\u0161i internetbankas p\u0101rskait\u012bjumu l\u012bdz 100 eiro k\u0101dai priv\u0101tpersonai. Internetbankas lietot\u0101ji min\u0113ju\u0161i vair\u0101kus iemeslus, kas vi\u0146us neapmierina \u0161aj\u0101 pakalpojum\u0101. Piem\u0113ram, 48% nav apmierin\u0101ti, ka sa\u0146\u0113m\u0113js p\u0101rskait\u012bjumu cit\u0101 bank\u0101 sa\u0146em tikai n\u0101kamaj\u0101 dien\u0101, 25% \u2013 ka ne vienm\u0113r l\u012bdzi ir p\u0101rskait\u012bjuma veik\u0161anai nepiecie\u0161am\u0101s kodu kartes, v\u0113l 12% nor\u0101d\u012bju\u0161i, ka nav zin\u0101ms konta numurs tam cilv\u0113kam, kuram ir bijusi v\u0113lme nos\u016bt\u012bt naudu, savuk\u0101rt 6% respondentu attiec\u012bgaj\u0101 situ\u0101cij\u0101 nav bijis pieejams dators, lai veiktu nepiecie\u0161amo transakciju.<\/p>\n

Atg\u0101din\u0101m, ka 10. septembr\u012b ar savies\u012bgu pas\u0101kumu, kl\u0101tesot Latvijas Valsts prezidentam un vado\u0161o banku p\u0101rst\u0101vjiem, tika atkl\u0101ta Latvij\u0101 rad\u012bt\u0101 s\u012bkmaks\u0101jumu mobil\u0101 lietotne \u201cMonea\u201d, kas nodro\u0161ina naudas p\u0101rskait\u012b\u0161anu uz visiem lietot\u0101ja telefongr\u0101matas kontaktu bankas kontiem da\u017eu min\u016b\u0161u laik\u0101.<\/p>\n

Jau \u0161obr\u012bd \u201cMonea\u201d lietotni bez maksas var izmantot SEB, \u201cSwedbank\u201d, \u201cCitadeles\u201d un \u201cNordea\u201d banku klienti. Pl\u0101nots, ka sadarb\u012bbas banku skaits pak\u0101peniski palielin\u0101sies. Lai lietotu \u201cMonea\u201d, to ir nepiecie\u0161ams lejupiel\u0101d\u0113t sav\u0101 mobilaj\u0101 viedt\u0101lrun\u012b, izmantojot App Store<\/i> vai Google Play<\/i> sniegt\u0101s iesp\u0113jas. P\u0113c veiksm\u012bgas lejupiel\u0101des ir j\u0101re\u0123istr\u0113 savs konta numurs (IBAN) un maks\u0101jumu karte (\u201cVisa\u201d, \u201cMastercard\u201d). B\u016btiski, ka lietot\u0101ja kartei j\u0101b\u016bt aktiviz\u0113tai maks\u0101jumu veik\u0161anai internet\u0101. T\u0101l\u0101k\u0101s darb\u012bbas paredz: re\u0123istr\u0113t sava mobil\u0101 telefona numuru, v\u0101rdu, uzv\u0101rdu, personas kodu un izveidot tikai lietot\u0101jam zin\u0101mu paroli (PIN kodu). P\u0113c veiksm\u012bgas re\u0123istr\u0101cijas lietot\u0101jam b\u016bs iesp\u0113ja veikt gan maks\u0101juma piepras\u012bjumu, gan naudas p\u0101rskait\u012bjumu uz visiem vi\u0146a telefongr\u0101matas kontaktu bankas kontiem vien da\u017eu min\u016b\u0161u laik\u0101. Pla\u0161\u0101ka inform\u0101cija par lietotni \u201cMonea\u201d ir pieejama m\u0101jaslap\u0101 www.monea.lv<\/a>.<\/p>\n

Autors: M\u0101rti\u0146\u0161 Kalni\u0146\u0161, lietotnes \u201cMonea\u201d l\u012bdzdibin\u0101t\u0101js<\/b><\/p>\n","protected":false},"excerpt":{"rendered":"

Mobil\u0101s lietotnes \u201cMonea\u201d p\u0101rst\u0101vji veiku\u0161i interneta aptauju, kur\u0101 secin\u0101ts, ka Latvijas iedz\u012bvot\u0101ji kautr\u0113jas atpras\u012bt par\u0101du par summ\u0101m, kas ir maz\u0101kas par 5 eiro. Savuk\u0101rt 34% respondentu p\u0113d\u0113j\u0101 m\u0113ne\u0161a laik\u0101 kaut reizi piedz\u012bvoju\u0161i situ\u0101ciju, kad aizdevu\u0161i nelielu naudas summu, bet par\u0101dnieks to nav atdevis (SKDS veikts p\u0113t\u012bjums). <\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"_links":{"self":[{"href":"https:\/\/zurnalsiepirkumi.lv\/index.php?rest_route=\/wp\/v2\/posts\/5912"}],"collection":[{"href":"https:\/\/zurnalsiepirkumi.lv\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/zurnalsiepirkumi.lv\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/zurnalsiepirkumi.lv\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/zurnalsiepirkumi.lv\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=5912"}],"version-history":[{"count":2,"href":"https:\/\/zurnalsiepirkumi.lv\/index.php?rest_route=\/wp\/v2\/posts\/5912\/revisions"}],"predecessor-version":[{"id":5916,"href":"https:\/\/zurnalsiepirkumi.lv\/index.php?rest_route=\/wp\/v2\/posts\/5912\/revisions\/5916"}],"wp:attachment":[{"href":"https:\/\/zurnalsiepirkumi.lv\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=5912"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/zurnalsiepirkumi.lv\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=5912"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/zurnalsiepirkumi.lv\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=5912"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}