{"id":26989,"date":"2026-04-24T13:18:48","date_gmt":"2026-04-24T11:18:48","guid":{"rendered":"https:\/\/zurnalsiepirkumi.lv\/?p=26989"},"modified":"2026-04-24T13:18:49","modified_gmt":"2026-04-24T11:18:49","slug":"tieslietu-ministrija-un-fintech-latvija-kopigi-stiprinas-kreditesanas-iespejas-uznemejiem","status":"publish","type":"post","link":"https:\/\/zurnalsiepirkumi.lv\/?p=26989","title":{"rendered":"Tieslietu ministrija un FinTech Latvija kop\u012bgi stiprin\u0101s kredit\u0113\u0161anas iesp\u0113jas uz\u0146\u0113m\u0113jiem"},"content":{"rendered":"\n<p>Tieslietu ministrijas parlament\u0101r\u0101 sekret\u0101re\u00a0Lauma Paeg\u013ckalna ceturtdien, 23. apr\u012bl\u012b, tik\u0101s ar\u00a0FinTech Latvija asoci\u0101cijas\u00a0p\u0101rst\u0101vjiem, lai p\u0101rrun\u0101tu aktualit\u0101tes finan\u0161u tehnolo\u0123iju nozar\u0113 un nepiecie\u0161amos praktiskos uzlabojumus uz\u0146\u0113m\u0113jdarb\u012bbas vides stiprin\u0101\u0161anai.\u00a0Puses vienoj\u0101s sadarboties, lai veicin\u0101tu kredit\u0113\u0161anas iesp\u0113jas uz\u0146\u0113m\u0113jiem, vienlaikus stingr\u0101k ierobe\u017eojot negod\u012bgus aiz\u0146\u0113m\u0113jus, kuri kav\u0113 naudas atgrie\u0161anos aprit\u0113 un bremz\u0113 ekonomikas att\u012bst\u012bbu.<\/p>\n\n\n\n<p>Komerckredit\u0113\u0161ana (B2B) ir viens no veidiem, k\u0101 att\u012bst\u012bt ekonomiku. Tik\u0161an\u0101s laik\u0101 puses analiz\u0113ja kredit\u0113\u0161anas dinamiku Latvij\u0101 un identific\u0113ja galvenos \u0161\u0137\u0113r\u0161\u013cus, kas ietekm\u0113 finans\u0113juma pieejam\u012bbu uz\u0146\u0113mumiem. Saska\u0146\u0101 ar nozares datiem vair\u0101k nek\u0101 puse uz\u0146\u0113mumu, kuriem b\u016btu nepiecie\u0161ams finans\u0113jums, pat nev\u0113r\u0161as bank\u0101s, nor\u0101dot uz augst\u0101m nodro\u0161in\u0101juma pras\u012bb\u0101m un ilgsto\u0161iem procesiem. \u0160ie aspekti apliecina nepiecie\u0161am\u012bbu veidot m\u0113r\u0137\u0113tus un l\u012bdzsvarotus risin\u0101jumus kredit\u0113\u0161anas un uz\u0146\u0113m\u0113jdarb\u012bbas vides uzlabo\u0161anai.<\/p>\n\n\n\n<p>\u201cUz\u0146\u0113m\u0113jiem nepiecie\u0161ams prognoz\u0113jams, sak\u0101rtots un saprotams regul\u0113jums, lai no\u0146emtu liekos \u0161\u0137\u0113r\u0161\u013cus kredit\u0113\u0161anai un uz\u0146\u0113m\u0113jdarb\u012bbai Latvij\u0101 b\u016btu strauj\u0101ka izaugsme. Tieslietu ministrija cie\u0161\u0101 sadarb\u012bb\u0101 ar nozari turpina virz\u012bt konkr\u0113tus uzlabojumus \u2013 gan saist\u012btus ar\u00a0 birokr\u0101tisma mazin\u0101\u0161anu uz\u0146\u0113mumu dibin\u0101\u0161anas br\u012bd\u012b, gan no\u0146emot kav\u0113k\u013cus kapit\u0101la atgrie\u0161anai aprit\u0113, piem\u0113ram, stiprinot efekt\u012bv\u0101ku par\u0101du atg\u016b\u0161anu. \u00a0M\u016bsu kop\u012bgais m\u0113r\u0137is ir, lai Latvija k\u013c\u016btu v\u0113l konkur\u0113tsp\u0113j\u012bg\u0101ka un pievilc\u012bg\u0101ka invest\u012bcij\u0101m,\u201d\u00a0uzsver\u00a0Tieslietu ministrijas parlament\u0101r\u0101 sekret\u0101re Lauma Paeg\u013ckalna.<\/p>\n\n\n\n<p>Sarun\u0101 \u012bpa\u0161a uzman\u012bba tika piev\u0113rsta nepiecie\u0161am\u012bbai rast risin\u0101jumus situ\u0101cij\u0101m, kad vienam \u012bpa\u0161umam ir vair\u0101ki aizdevumi un otrais aizdev\u0113js savu naudu var atg\u016bt tikai p\u0113c tam, kad pirmais jau ir sa\u0146\u0113mis savu. T\u0101pat tika apspriesti komerc\u0137\u012blu jaut\u0101jumi, vienojoties par nepiecie\u0161am\u012bbu pa\u0101trin\u0101t procesus un mazin\u0101t administrat\u012bvo slogu.<\/p>\n\n\n\n<p>Puses atzina, ka negodpr\u0101t\u012bgi aiz\u0146\u0113m\u0113ji sad\u0101rdzina kredit\u0113\u0161anu godpr\u0101t\u012bgiem uz\u0146\u0113m\u0113jiem, jo kav\u0113ta kred\u012btsaist\u012bbu izpilde pal\u0113nina naudas atgrie\u0161anos ekonomik\u0101. T\u0101d\u0113\u013c tik\u0161an\u0101s dal\u012bbnieki piev\u0113rs\u0101s ar\u012b vienk\u0101r\u0161ot\u0101s likvid\u0101cijas regul\u0113jumam un komerckredit\u0113\u0161anas procesiem, vienojoties par nepiecie\u0161am\u012bbu sa\u012bsin\u0101t izso\u013cu termi\u0146us, lai nepie\u013cautu t\u0101s vulcinat, negodpr\u0101t\u012bgiem dal\u012bbniekiem, un nodro\u0161in\u0101t efekt\u012bv\u0101kus risin\u0101jumus gad\u012bjumos, kuros iesaist\u012bti nodro\u0161in\u0101tie kreditori.<\/p>\n\n\n\n<p>T\u0101pat tika uzsv\u0113rta nepiecie\u0161am\u012bba mazin\u0101t birokr\u0101tiskos \u0161\u0137\u0113r\u0161\u013cus, lai jaunuz\u0146\u0113mumi var\u0113tu viegl\u0101k uzs\u0101kt darb\u012bbu Latvij\u0101. Vienlaikus tika akcent\u0113ts, ka darbs pie uz\u0146\u0113m\u0113jdarb\u012bbas uzs\u0101k\u0161anas procesa vienk\u0101r\u0161o\u0161anas jau notiek sist\u0113miski, tostarp pilnveidojot uz\u0146\u0113mumu re\u0123istr\u0101cijas proced\u016bras un izv\u0113rt\u0113jot praktiskos izaicin\u0101jumus gad\u012bjumos, kad jaunuz\u0146\u0113mumi izmanto koplietojam\u0101s biroju telpas.<\/p>\n\n\n\n<p>Puses apsprieda ar\u012b Eiropas Savien\u012bbas iniciat\u012bvu \u2013 t\u0101 d\u0113v\u0113to \u201c28. re\u017e\u012bmu\u201d jeb EU Inc. kapit\u0101lsabiedr\u012bbas formu, kas paredz jaunu komercdarb\u012bbas formu ar ES statusu un piln\u012bb\u0101 digit\u0101lu, p\u0101rrobe\u017eu uz\u0146\u0113m\u0113jdarb\u012bbai piel\u0101gotu regul\u0113jumu. Dal\u012bbnieki vienoj\u0101s turpin\u0101t cie\u0161u sadarb\u012bbu un iesaist\u012bt nozares ekspertus Latvijas poz\u012bcijas veido\u0161an\u0101 \u0161\u012bs iniciat\u012bvas kontekst\u0101.<em><\/em><\/p>\n\n\n\n<p>Puses vienoj\u0101s uztur\u0113t regul\u0101ru dialogu un kop\u012bgi virz\u012bt risin\u0101jumus, kas stiprina finan\u0161u sektora att\u012bst\u012bbu un uzlabo uz\u0146\u0113m\u0113jdarb\u012bbas vidi Latvij\u0101.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Tieslietu ministrijas parlament\u0101r\u0101 sekret\u0101re\u00a0Lauma Paeg\u013ckalna ceturtdien, 23. apr\u012bl\u012b, tik\u0101s ar\u00a0FinTech Latvija asoci\u0101cijas\u00a0p\u0101rst\u0101vjiem, lai p\u0101rrun\u0101tu aktualit\u0101tes finan\u0161u tehnolo\u0123iju nozar\u0113 un nepiecie\u0161amos praktiskos uzlabojumus uz\u0146\u0113m\u0113jdarb\u012bbas vides stiprin\u0101\u0161anai.\u00a0<\/p>\n","protected":false},"author":1938,"featured_media":22151,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[23,71,47],"tags":[],"_links":{"self":[{"href":"https:\/\/zurnalsiepirkumi.lv\/index.php?rest_route=\/wp\/v2\/posts\/26989"}],"collection":[{"href":"https:\/\/zurnalsiepirkumi.lv\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/zurnalsiepirkumi.lv\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/zurnalsiepirkumi.lv\/index.php?rest_route=\/wp\/v2\/users\/1938"}],"replies":[{"embeddable":true,"href":"https:\/\/zurnalsiepirkumi.lv\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=26989"}],"version-history":[{"count":2,"href":"https:\/\/zurnalsiepirkumi.lv\/index.php?rest_route=\/wp\/v2\/posts\/26989\/revisions"}],"predecessor-version":[{"id":26991,"href":"https:\/\/zurnalsiepirkumi.lv\/index.php?rest_route=\/wp\/v2\/posts\/26989\/revisions\/26991"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/zurnalsiepirkumi.lv\/index.php?rest_route=\/wp\/v2\/media\/22151"}],"wp:attachment":[{"href":"https:\/\/zurnalsiepirkumi.lv\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=26989"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/zurnalsiepirkumi.lv\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=26989"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/zurnalsiepirkumi.lv\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=26989"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}