{"id":23119,"date":"2024-03-12T08:34:36","date_gmt":"2024-03-12T06:34:36","guid":{"rendered":"https:\/\/zurnalsiepirkumi.lv\/?p=23119"},"modified":"2024-03-15T09:45:57","modified_gmt":"2024-03-15T07:45:57","slug":"mk-nosaka-atvieglotu-kartibu-un-saisinatus-terminus-hipotekaro-kreditu-parkreditesanai","status":"publish","type":"post","link":"https:\/\/zurnalsiepirkumi.lv\/?p=23119","title":{"rendered":"MK nosaka atvieglotu k\u0101rt\u012bbu un sa\u012bsin\u0101tus termi\u0146us hipotek\u0101ro kred\u012btu p\u0101rkredit\u0113\u0161anai"},"content":{"rendered":"\n

Ekonomikas ministrija<\/p>\n\n\n\n

Ministru kabineta s\u0113d\u0113 \u0161.g. 12.\u00a0mart\u0101 apstiprin\u0101ti groz\u012bjumi Ministru kabineta noteikumos par pat\u0113r\u0113t\u0101ja kredit\u0113\u0161anu,\u00a0 nosakot k\u0101rt\u012bbu un termi\u0146us hipotek\u0101ro kred\u012btu p\u0101rkredit\u0113\u0161anai.<\/p>\n\n\n\n

Regul\u0113jums b\u016bs attiecin\u0101ms gan uz banku, gan nebanku kredit\u0113t\u0101jiem<\/strong>, lai mazin\u0101tu \u0161\u0137\u0113r\u0161\u013cus pat\u0113r\u0113t\u0101jiem veikt hipotek\u0101ro kred\u012btu p\u0101rkredit\u0113\u0161anu un visiem kredit\u0113t\u0101jiem tiktu piem\u0113rots vien\u0101ds tiesiskais regul\u0113jums.<\/p>\n\n\n\n

K\u0101 zin\u0101ms,\u00a0Saeima \u0161.g. 15.\u00a0febru\u0101r\u012b gal\u012bgaj\u0101 las\u012bjum\u0101 pie\u0146\u0113ma groz\u012bjumus \u010detros likumos<\/a>,<\/strong> lai atvieglotu pat\u0113r\u0113t\u0101ju iesp\u0113jas p\u0101rkredit\u0113t hipotek\u0101ros kred\u012btus un veicin\u0101tu konkurenci kredit\u0113\u0161anas pakalpojumu sniedz\u0113ju starp\u0101, att\u012bstot kred\u012btiest\u0101\u017eu pied\u0101v\u0101tos risin\u0101jumus hipotek\u0101ro kred\u012btu \u0146\u0113m\u0113jiem un mazinot augst\u0101s hipotek\u0101ro kred\u012btu likmes.\u00a0<\/p>\n\n\n\n

L\u012bdz ar groz\u012bjumiem Pat\u0113r\u0113t\u0101ju ties\u012bbu aizsardz\u012bbas likum\u0101 tika defin\u0113ta hipotek\u0101r\u0101 p\u0101rkredit\u0113\u0161ana, noteiktas ties\u012bbas un pien\u0101kumi iepriek\u0161\u0113jam kred\u012bta dev\u0113jam, ieg\u016bsto\u0161ajam kred\u012bta dev\u0113jam un pat\u0113r\u0113t\u0101jam\u200b. Hipotek\u0101r\u0101 p\u0101rkredit\u0113\u0161ana ir pat\u0113r\u0113t\u0101ja kred\u012bta, kura atmaksa nodro\u0161in\u0101ta ar nekustam\u0101 \u012bpa\u0161uma hipot\u0113ku, p\u0101reja no viena kred\u012bta dev\u0113ja pie cita kred\u012bta dev\u0113ja p\u0113c pat\u0113r\u0113t\u0101ja piepras\u012bjuma.<\/p>\n\n\n\n

Savuk\u0101rt\u00a0l\u012bdz ar groz\u012bjumiem Ministru kabineta noteikumos par pat\u0113r\u0113t\u0101ja kredit\u0113\u0161anu tiek noteikta prec\u012bza k\u0101rt\u012bba un p\u0101rkredit\u0113\u0161anas procesam nepiecie\u0161amo darb\u012bbu izpildei paredz\u0113tie termi\u0146i, vienk\u0101r\u0161ojot hipotek\u0101r\u0101s p\u0101rkredit\u0113\u0161anas procesu un samazinot ar to saist\u012bt\u0101s izmaksas.<\/p>\n\n\n\n

P\u0101rkredit\u0113\u0161anas process turpm\u0101k aiz\u0146ems<\/strong> ne vair\u0101k k\u0101 divus m\u0113ne\u0161us<\/strong>, un pat\u0113r\u0113t\u0101jam tas k\u013c\u016bs vienk\u0101r\u0161\u0101ks<\/strong> – vajadz\u0113s griezties pie potenci\u0101l\u0101 kred\u012btdev\u0113ja, izv\u0113rt\u0113t vi\u0146a pied\u0101v\u0101jumu, nosl\u0113gt jaunu hipotek\u0101ro l\u012bgumu un att\u0101lin\u0101ti apliecin\u0101t parakstu nostiprin\u0101juma l\u016bgumam par \u0137\u012blas ties\u012bbu p\u0101rgroz\u012b\u0161anu par labu jaunajam kred\u012bta dev\u0113jam pie zv\u0113rin\u0101ta not\u0101ra. Visu procesu var\u0113s \u012bstenot ar\u012b att\u0101lin\u0101ti.<\/strong><\/p>\n\n\n\n

Detaliz\u0113ti ar groz\u012bjumiem Ministru kabineta 2016. gada 25. oktobra noteikumos Nr. 691 “Noteikumi par pat\u0113r\u0113t\u0101ja kredit\u0113\u0161anu” var iepaz\u012bties\u00a0Ties\u012bbu aktu port\u0101l\u0101<\/a>.<\/strong>\u00a0<\/p>\n\n\n\n

\"\"<\/figure>\n","protected":false},"excerpt":{"rendered":"

Ministru kabineta s\u0113d\u0113 \u0161.g. 12.\u00a0mart\u0101 apstiprin\u0101ti groz\u012bjumi Ministru kabineta noteikumos par pat\u0113r\u0113t\u0101ja kredit\u0113\u0161anu,\u00a0 nosakot k\u0101rt\u012bbu un termi\u0146us hipotek\u0101ro kred\u012btu p\u0101rkredit\u0113\u0161anai.<\/p>\n","protected":false},"author":1938,"featured_media":23113,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[23],"tags":[],"_links":{"self":[{"href":"https:\/\/zurnalsiepirkumi.lv\/index.php?rest_route=\/wp\/v2\/posts\/23119"}],"collection":[{"href":"https:\/\/zurnalsiepirkumi.lv\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/zurnalsiepirkumi.lv\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/zurnalsiepirkumi.lv\/index.php?rest_route=\/wp\/v2\/users\/1938"}],"replies":[{"embeddable":true,"href":"https:\/\/zurnalsiepirkumi.lv\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=23119"}],"version-history":[{"count":2,"href":"https:\/\/zurnalsiepirkumi.lv\/index.php?rest_route=\/wp\/v2\/posts\/23119\/revisions"}],"predecessor-version":[{"id":23123,"href":"https:\/\/zurnalsiepirkumi.lv\/index.php?rest_route=\/wp\/v2\/posts\/23119\/revisions\/23123"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/zurnalsiepirkumi.lv\/index.php?rest_route=\/wp\/v2\/media\/23113"}],"wp:attachment":[{"href":"https:\/\/zurnalsiepirkumi.lv\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=23119"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/zurnalsiepirkumi.lv\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=23119"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/zurnalsiepirkumi.lv\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=23119"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}