{"id":22812,"date":"2024-01-25T12:05:18","date_gmt":"2024-01-25T10:05:18","guid":{"rendered":"https:\/\/zurnalsiepirkumi.lv\/?p=22812"},"modified":"2024-01-25T12:05:18","modified_gmt":"2024-01-25T10:05:18","slug":"altum-ieverojami-samazina-nodrosinajuma-prasibas-uznemumu-kreditesana","status":"publish","type":"post","link":"https:\/\/zurnalsiepirkumi.lv\/?p=22812","title":{"rendered":"ALTUM iev\u0113rojami samazina nodro\u0161in\u0101juma pras\u012bbas uz\u0146\u0113mumu kredit\u0113\u0161an\u0101"},"content":{"rendered":"\n<p>ALTUM<\/p>\n\n\n\n<p>Stimul\u0113jot mazo un vid\u0113jo uz\u0146\u0113mumu kredit\u0113\u0161anu, Att\u012bst\u012bbas finan\u0161u instit\u016bcija ALTUM turpm\u0101k aizdevumiem kopsumm\u0101 l\u012bdz 100 000 eiro b\u016btiski samazina nodro\u0161in\u0101juma pras\u012bbas, t\u0101d\u0113j\u0101di \u0161os aizdevumus padarot uz\u0146\u0113m\u0113jiem pieejam\u0101kus un l\u0113t\u0101kus.<\/p>\n\n\n\n<p>Ekonomikas ministrs&nbsp;<strong>Viktors Valainis<\/strong>:<\/p>\n\n\n\n<p>\u201cKomercbanku kred\u012btu pieejam\u012bbas probl\u0113mu visas\u0101k uzj\u016bt tie\u0161i mazie un pavisam mazie Latvijas uz\u0146\u0113mumi. Ta\u010du tie ir Latvijas ekonomikas mugurkauls, veidojot ap 98 % no kop\u0113j\u0101 uz\u0146\u0113mumu skaita un nodarbinot ap 80 % iedz\u012bvot\u0101ju, s\u0101kot no apstr\u0101des r\u016bpniec\u012bbas un beidzot ar individu\u0101lo pakalpojumu sniedz\u0113jiem un m\u0101jra\u017eot\u0101jiem. T\u0101d\u0113\u013c man ir liels gandar\u012bjums, ka jaun\u0101 programma \u013caus mazajiem uz\u0146\u0113m\u0113jiem atsperties, papla\u0161in\u0101t vai uzs\u0101kt savu biznesu, dodot b\u016btisku ieguld\u012bjumu ar\u012b re\u0123ionu att\u012bst\u012bb\u0101.\u201d<\/p>\n\n\n\n<p>ALTUM valdes priek\u0161s\u0113d\u0113t\u0101js&nbsp;<strong>Reinis B\u0113rzi\u0146\u0161:<\/strong><\/p>\n\n\n\n<p>\u201cALTUM p\u0113d\u0113jos 3 gados aizdevumos uz\u0146\u0113m\u0113jiem izsniegusi 339 miljonus EUR, un skaitliski \u013coti liela da\u013ca ir tie\u0161i neliela apjoma aizdevumi, apjom\u0101 l\u012bdz 100 000 eiro, kas tiek izmantoti tehnikas un iek\u0101rtu ieg\u0101dei, apgroz\u0101mo l\u012bdzek\u013cu finans\u0113\u0161anai, biznesa uzs\u0101k\u0161anai un cit\u0101m vajadz\u012bb\u0101m. Vienlaikus &nbsp;nesen veikt\u0101 biznesa uzs\u0101c\u0113ju p\u0113t\u012bjuma ietvaros secin\u0101ts, ka uz\u0146\u0113m\u0113ji, &nbsp;sal\u012bdzinot ar 2019.gadu, finans\u0113jumu biznesa uzs\u0101k\u0161anai caur valsts un ES programm\u0101m izmanto 3 reizes bie\u017e\u0101k. Tas ir nep\u0101rprotams sign\u0101ls, ka valsts loma uz\u0146\u0113mumu l\u012bdzfinans\u0113\u0161an\u0101 pieaug, un mums ir j\u0101izmanto m\u016bsu r\u012bc\u012bb\u0101 pieejamie instrumenti, lai pal\u012bdz\u0113tu risin\u0101t finans\u0113juma tr\u016bkuma probl\u0113mu, kas jo \u012bpa\u0161i aktu\u0101li ir apst\u0101k\u013cos, kad naudas resursi ir d\u0101rgi un finans\u0113juma sa\u0146em\u0161ana ir gr\u016bt\u0101ka. T\u0101p\u0113c esam main\u012bju\u0161i pieeju skat\u012bjumam uz nodro\u0161in\u0101jumu \u2013 turpm\u0101k aizdevumos l\u012bdz 100 000 eiro nodro\u0161in\u0101jumu nev\u0113rt\u0113sim, un atkar\u012bb\u0101 no aizdevuma apjoma tas vai nu neb\u016bs nepiecie\u0161ams visp\u0101r, vai par to kalpos komerc\u0137\u012bla. Jaunie atvieglojumi \u012bpa\u0161i aktu\u0101li uz\u0146\u0113m\u0113jiem re\u0123ionos, kur nodro\u0161in\u0101juma v\u0113rt\u012bba ir zem\u0101kas, mazajiem lauksaimniekiem, kuriem ra\u017ea bie\u017ei vien kalpo k\u0101 nodro\u0161in\u0101jums pieg\u0101d\u0101t\u0101jiem, k\u0101 ar\u012b biznesa uzs\u0101c\u0113jiem, kuriem bankas aizdevumi m\u0113dz neb\u016bt pieejami. \u201d<\/p>\n\n\n\n<p>ALTUM atvieglojumi aizdevumiem kopsumm\u0101 l\u012bdz 100\u00a0000 eiro ir sp\u0113k\u0101 no 2024. gada s\u0101kuma , un tie nosaka, ka:<\/p>\n\n\n\n<ul>\n<li>Aizdevumiem l\u012bdz 25 000 eiro neb\u016bs nepiecie\u0161ams nodro\u0161in\u0101jums.<\/li>\n\n\n\n<li>Aizdevumiem no 25 000 \u2013 50 000 eiro par nodro\u0161in\u0101jumu kalpo komerc\u0137\u012bla.<\/li>\n\n\n\n<li>Aizvedumiem no 50 000 \u2013 100 000 eiro par nodro\u0161in\u0101jumu kalpo komerc\u0137\u012bla un \u012bpa\u0161nieka galvojums 10 % apm\u0113r\u0101.<\/li>\n<\/ul>\n\n\n\n<p>\u201c\u0160is pied\u0101v\u0101jums nodro\u0161ina to, ka uz\u0146\u0113m\u0113jiem neb\u016bs j\u0101sedz izdevumi par komerc\u0137\u012blas v\u0113rt\u0113\u0161anu un j\u0101t\u0113r\u0113 savs laiks administrat\u012bv\u0101m darb\u012bb\u0101m. M\u0113r\u0137is ir p\u0113c iesp\u0113jas l\u0113t\u0101ki un pieejam\u0101ki aizdevumi, k\u0101 ar\u012b vienk\u0101r\u0161ota pieteik\u0161an\u0101s,\u201d nor\u0101da Reinis B\u0113rzi\u0146\u0161. \u201cMin\u0113tais pied\u0101v\u0101jums attieksies uz pla\u0161u uz\u0146\u0113mumu grupu \u2013 gan biznesa uzs\u0101c\u0113jiem, gan akt\u012bviem saimniecisk\u0101s darb\u012bbas veic\u0113jiem,\u201d<\/p>\n\n\n\n<p>ALTUM aizdevumu programm\u0101s \u201cStarts\u201d un \u201cMazie aizdevumi lauku teritorij\u0101s\u201d&nbsp; tiks nodro\u0161in\u0101tas fiks\u0113tas procentu likmes, attiec\u012bgi, 3 % apm\u0113r\u0101 l\u012bgumiem, kas nosl\u0113gti uz ilg\u0101k k\u0101 1 gadu, un 4 % l\u012bgumiem ar termi\u0146u l\u012bdz 12 m\u0113ne\u0161iem. \u0160o programmu ietvaros gan biznesa uzs\u0101c\u0113jiem, gan mazajiem un vid\u0113jiem uz\u0146\u0113mumiem palielin\u0101ts maksim\u0101lais aizdevuma apm\u0113rs, sasniedzot 250 000 eiro.<\/p>\n\n\n\n<p>Finans\u0113jums mazajiem un vid\u0113jiem uz\u0146\u0113mumiem un biznesa uzs\u0101c\u0113jiem &nbsp;atbalsta programm\u0101s tiek l\u012bdzfinans\u0113ts no Eiropas Re\u0123ion\u0101l\u0101s att\u012bst\u012bbas fonda (ERAF) l\u012bdzek\u013ciem.<\/p>\n\n\n\n<p>Rea\u0123\u0113jot uz procentu likmju k\u0101puma izrais\u012bto kredit\u0113\u0161anas sabremz\u0113\u0161anos&nbsp;un veicinot uz\u0146\u0113mumu invest\u012bciju ieceru turpin\u0101\u0161anos ar\u012b augstu kred\u012btlikmju apst\u0101k\u013cos,&nbsp;ALTUM&nbsp;jau 2023.gad\u0101 atbalsta programm\u0101s ieviesa&nbsp;vair\u0101kus&nbsp;atvieglojumus gan garantiju programm\u0101s, gan tie\u0161ajos aizdevumos.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Stimul\u0113jot mazo un vid\u0113jo uz\u0146\u0113mumu kredit\u0113\u0161anu, Att\u012bst\u012bbas finan\u0161u instit\u016bcija ALTUM turpm\u0101k aizdevumiem kopsumm\u0101 l\u012bdz 100 000 eiro b\u016btiski samazina nodro\u0161in\u0101juma pras\u012bbas, t\u0101d\u0113j\u0101di \u0161os aizdevumus padarot uz\u0146\u0113m\u0113jiem pieejam\u0101kus un l\u0113t\u0101kus.<\/p>\n","protected":false},"author":1938,"featured_media":22811,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[23,47],"tags":[],"_links":{"self":[{"href":"https:\/\/zurnalsiepirkumi.lv\/index.php?rest_route=\/wp\/v2\/posts\/22812"}],"collection":[{"href":"https:\/\/zurnalsiepirkumi.lv\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/zurnalsiepirkumi.lv\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/zurnalsiepirkumi.lv\/index.php?rest_route=\/wp\/v2\/users\/1938"}],"replies":[{"embeddable":true,"href":"https:\/\/zurnalsiepirkumi.lv\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=22812"}],"version-history":[{"count":1,"href":"https:\/\/zurnalsiepirkumi.lv\/index.php?rest_route=\/wp\/v2\/posts\/22812\/revisions"}],"predecessor-version":[{"id":22813,"href":"https:\/\/zurnalsiepirkumi.lv\/index.php?rest_route=\/wp\/v2\/posts\/22812\/revisions\/22813"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/zurnalsiepirkumi.lv\/index.php?rest_route=\/wp\/v2\/media\/22811"}],"wp:attachment":[{"href":"https:\/\/zurnalsiepirkumi.lv\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=22812"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/zurnalsiepirkumi.lv\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=22812"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/zurnalsiepirkumi.lv\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=22812"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}