Finan\u0161u ministrija<\/p>\n\n\n\n
Ceturtdien, 25. maij\u0101, Finan\u0161u sektora att\u012bst\u012bbas padome (FSAP) Ministru prezidenta vad\u012bb\u0101 izskat\u012bja Finan\u0161u ministrijas sagatavoto zi\u0146ojumu par kredit\u0113\u0161anas att\u012bst\u012bbas tendenc\u0113m un kredit\u0113\u0161anu kav\u0113jo\u0161iem faktoriem Latvij\u0101, kas tapis sadarb\u012bb\u0101 ar Latvijas Banku. \u0160is jaut\u0101jums non\u0101cis FSAP darba k\u0101rt\u012bb\u0101, jo, neskatoties uz iepriek\u0161\u0113jos gados piedz\u012bvotajiem satricin\u0101jumiem, ko izrais\u012bja Covid-19 pand\u0113mija un Krievijas uzs\u0101ktais kar\u0161 Ukrain\u0101, banku sektors ir sp\u0113jis saglab\u0101t stabilit\u0101ti un darboties ar pe\u013c\u0146u. Tom\u0113r banku sektora devums ekonomikas izaugsm\u0113 ir nepietiekams, un kredit\u0113\u0161ana ir att\u012bst\u012bjusies nevienm\u0113r\u012bgi.<\/p>\n\n\n\n
\u201cLai gan Finan\u0161u nozares asoci\u0101cijas Kredit\u0113\u0161anas indekss uz\u0146\u0113m\u0113jdarb\u012bbas segment\u0101 ir audzis, ir izveidojusies paradoks\u0101la situ\u0101cija \u2013 realit\u0101t\u0113 nav v\u0113rojama nedz banku v\u0113lme kredit\u0113t, nedz uz\u0146\u0113m\u0113ju v\u0113lme aiz\u0146emties. Kopum\u0101 tas neveicina invest\u012bcijas tautsaimniec\u012bb\u0101 un kav\u0113 Latvijas ekonomikas izaugsmi. Pirms vair\u0101kiem m\u0113ne\u0161iem kop\u0101 ar Latvijas Bankas prezidentu skaidri nor\u0101d\u012bj\u0101m uz v\u0113lamo banku r\u012bc\u012bbas mai\u0146u \u2013 depoz\u012bta likmju pieaugumu, \u00a0komisijas maksas samazin\u0101\u0161anu un \u00a0labv\u0113l\u012bgas augsnes sagatavo\u0161anu kredit\u0113\u0161anas apjoma pieaugumam ekonomikas izaugsmes br\u012bd\u012b. Redzam, ka \u0161is br\u012bdis \u00a0tuvojas un jau tagad j\u0101s\u0101k gatavoties dr\u012bzai kredit\u0113\u0161anas aktiviz\u0113\u0161anai. Lai risin\u0101tu struktur\u0101los kredit\u0113\u0161anu bremz\u0113jo\u0161us faktorus un veidotu kredit\u0113\u0161anai un invest\u012bcij\u0101m pievilc\u012bg\u0101ku vidi, no vald\u012bbas, Finan\u0161u ministrijas un publisk\u0101 sektora puses att\u012bst\u012bsim kapit\u0101la tirgu, akt\u012bvi virz\u012bsim Latviju Moneyval 6. k\u0101rtas pa\u0101trin\u0101tam v\u0113rt\u0113jumam, stiprin\u0101sim efekt\u012bvu un riskos balst\u012btu pieeju AML jom\u0101, k\u0101 ar\u012b turpin\u0101sim darbu pie citos politikas pl\u0101no\u0161anas dokumentos iek\u013cauto uzdevumu \u012bsteno\u0161anas, piem\u0113ram, maks\u0101tnesp\u0113jas, \u0113nu ekonomikas apkaro\u0161anas un uz\u0146\u0113m\u0113jdarb\u012bbas vides uzlabo\u0161anas jom\u0101s,\u201d\u00a0nor\u0101da finan\u0161u ministrs Arvils A\u0161eradens.<\/p>\n\n\n\n
Uzklausot zi\u0146ojumu, FSAP tika aicin\u0101ta atbalst\u012bt priek\u0161likumus turpm\u0101kai r\u012bc\u012bbai. Pirmk\u0101rt, lai risin\u0101tu struktur\u0101los, kredit\u0113\u0161anu bremz\u0113jo\u0161os faktorus un veidotu kredit\u0113\u0161anai un invest\u012bcij\u0101m pievilc\u012bg\u0101ku vidi, ir svar\u012bga konsekventa, kvalitat\u012bva un nekav\u0113jo\u0161a politikas pl\u0101no\u0161anas dokumentos (maks\u0101tnesp\u0113jas jom\u0101, \u0113nu ekonomikas apkaro\u0161anas jom\u0101, uz\u0146\u0113m\u0113jdarb\u012bbas vides uzlabo\u0161anas jom\u0101) paredz\u0113to pas\u0101kumu \u012bsteno\u0161ana, cie\u0161i sadarbojoties vis\u0101m iesaist\u012btaj\u0101m pus\u0113m gan no valsts sektora, gan ar\u012b nozaru nevalstiskaj\u0101m organiz\u0101cij\u0101m.<\/p>\n\n\n\n
Otrk\u0101rt, ir b\u016btiski turpin\u0101t Finan\u0161u sektora att\u012bst\u012bbas pl\u0101n\u0101 ietverto pas\u0101kumu \u012bsteno\u0161anu. Svar\u012bgs uzdevums ir finan\u0161u sektora starptautisk\u0101s reput\u0101cijas un konkur\u0113tsp\u0113jas stiprin\u0101\u0161ana, kur cita starp\u0101 noz\u012bm\u012bgs pas\u0101kums, kam savlaic\u012bgi j\u0101s\u0101k gatavoties, ir Moneyval 6. k\u0101rtas v\u0113rt\u0113jums. Pag\u0101ju\u0161aj\u0101 FSAP s\u0113d\u0113 atbalst\u012bj\u0101m pieteik\u0161anos Moneyval 6. k\u0101rtas v\u0113rt\u0113jumam k\u0101 vieniem no pirmajiem. \u0160oned\u0113\u013c Strasb\u016br\u0101 notiek k\u0101rt\u0113j\u0101 Moneyval plen\u0101rs\u0113de, kuras ietvaros tiks apstiprin\u0101ts 6. v\u0113rt\u0113\u0161anas k\u0101rtas grafiks.<\/p>\n\n\n\n
T\u0101pat ir j\u0101stiprina efekt\u012bva, riskos balst\u012bta pieeja AML jom\u0101, lai no vienas puses sp\u0113tu nodro\u0161in\u0101t finan\u0161u sektora ievainojam\u012bbas mazin\u0101\u0161anu pret naudas atmazg\u0101\u0161anu, bet no otras puses nodro\u0161in\u0101tu finan\u0161u pakalpojumu pieejam\u012bbu, kas balst\u012bta risku pieej\u0101 katra konkr\u0113t\u0101 gad\u012bjuma izv\u0113rt\u0113\u0161an\u0101. T\u0101pat b\u016btisks elements t\u0101l\u0101kai finan\u0161u sektora att\u012bst\u012bbai ir kapit\u0101la tirgus att\u012bst\u012bba, kas veicin\u0101s finans\u0113juma pieejam\u012bbu un konkurenci finan\u0161u sektor\u0101 Latvij\u0101. Vald\u012bba ir apstiprin\u0101jusi m\u0113r\u0137i, ko v\u0113lamies pan\u0101kt turpm\u0101ko \u010detru gadu laik\u0101 un konsekventi virz\u012bsimies uz priek\u0161u \u0161\u012b m\u0113r\u0137a sasnieg\u0161an\u0101.<\/p>\n\n\n\n
Papildus ir identific\u0113ti papildu pas\u0101kumi, kas ir svar\u012bgi kredit\u0113\u0161anas veicin\u0101\u0161anai. Visi kredit\u0113\u0161anas zi\u0146ojum\u0101 min\u0113tie struktur\u0101lie pas\u0101kumi un papildus ierosin\u0101tie pas\u0101kumi \u013caus sak\u0101rtot invest\u012bcij\u0101m pievilc\u012bg\u0101ku vidi ilgtermi\u0146\u0101, lai kredit\u0113\u0161ana sniegtu pilnv\u0113rt\u012bgu devumu tautsaimniec\u012bbas att\u012bst\u012bb\u0101 n\u0101kamo biznesa ciklu laik\u0101. J\u0101uzsver, ka par papildu veicamajiem pas\u0101kumiem ir pan\u0101kta vieno\u0161an\u0101s ar kred\u012btiest\u0101d\u0113m, Latvijas Banku un Ekonomikas ministriju jau febru\u0101r\u012b.<\/p>\n\n\n\n
Latvijas Bankai paredz\u0113ts turpin\u0101t pas\u0101kumus uzraudz\u012bbas normat\u012bv\u0101 regul\u0113juma kalibr\u0113\u0161an\u0101, finans\u0113juma pieejam\u012bbas situ\u0101cijas Latvij\u0101 anal\u012bz\u0113 un inform\u0101cijas par kred\u012btu un depoz\u012btu procentu likm\u0113m, un komisijas maks\u0101m apkopo\u0161an\u0101 un publisko\u0161an\u0101.<\/p>\n\n\n\n
Invest\u012bciju izaugsmei b\u016btiski nov\u0113rst ar\u012b tr\u016bkumus b\u016bvniec\u012bbas un kvalitat\u012bva dz\u012bvojam\u0101 fonda att\u012bst\u012bbai. L\u012bdz ar to iepriek\u0161\u0113j\u0101s sarun\u0101s pan\u0101kta vieno\u0161an\u0101s, ka Ekonomikas ministrijai sadarb\u012bb\u0101 ar atbild\u012bgaj\u0101m instit\u016bcij\u0101m un LFNA izstr\u0101d\u0101s priek\u0161likumus b\u016bvniec\u012bbas nozares aktu\u0101lo jaut\u0101jumu risin\u0101\u0161anai un daudzdz\u012bvok\u013cu m\u0101ju siltin\u0101\u0161anas akt\u012bv\u0101kai kredit\u0113\u0161anai.<\/p>\n\n\n\n
Savuk\u0101rt kred\u012btiest\u0101des aicin\u0101m akt\u012bvi str\u0101d\u0101t pie labv\u0113l\u012bgas augsnes sagatavo\u0161anas kredit\u0113\u0161anas palielin\u0101\u0161anai, k\u0101 ar\u012b p\u0101rskat\u012bt noguld\u012bjumu likmes m\u0101jsaimniec\u012bb\u0101m un uz\u0146\u0113mumiem un samazin\u0101t citas izmaksas, ar kur\u0101m saskaras m\u0101jsaimniec\u012bbas un uz\u0146\u0113mumi, piem\u0113ram, komisijas maksas.<\/p>\n\n\n\n
FSAP ir koordin\u0113jo\u0161a instit\u016bcija, kuras darb\u012bbas m\u0113r\u0137is ir saska\u0146ot un pilnveidot valsts instit\u016bciju un priv\u0101t\u0101 sektora sadarb\u012bbu finan\u0161u sektora ilgtsp\u0113j\u012bgas att\u012bst\u012bbas veicin\u0101\u0161an\u0101 un noziedz\u012bgi ieg\u016btu l\u012bdzek\u013cu legaliz\u0101cijas un terorisma un prolifer\u0101cijas finans\u0113\u0161anas nov\u0113r\u0161an\u0101.<\/p>\n","protected":false},"excerpt":{"rendered":"
Ceturtdien, 25. maij\u0101, Finan\u0161u sektora att\u012bst\u012bbas padome (FSAP) Ministru prezidenta vad\u012bb\u0101 izskat\u012bja Finan\u0161u ministrijas sagatavoto zi\u0146ojumu par kredit\u0113\u0161anas att\u012bst\u012bbas tendenc\u0113m un kredit\u0113\u0161anu kav\u0113jo\u0161iem faktoriem Latvij\u0101, kas tapis sadarb\u012bb\u0101 ar Latvijas Banku.<\/p>\n","protected":false},"author":1938,"featured_media":21018,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[23],"tags":[],"_links":{"self":[{"href":"https:\/\/zurnalsiepirkumi.lv\/index.php?rest_route=\/wp\/v2\/posts\/21019"}],"collection":[{"href":"https:\/\/zurnalsiepirkumi.lv\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/zurnalsiepirkumi.lv\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/zurnalsiepirkumi.lv\/index.php?rest_route=\/wp\/v2\/users\/1938"}],"replies":[{"embeddable":true,"href":"https:\/\/zurnalsiepirkumi.lv\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=21019"}],"version-history":[{"count":1,"href":"https:\/\/zurnalsiepirkumi.lv\/index.php?rest_route=\/wp\/v2\/posts\/21019\/revisions"}],"predecessor-version":[{"id":21020,"href":"https:\/\/zurnalsiepirkumi.lv\/index.php?rest_route=\/wp\/v2\/posts\/21019\/revisions\/21020"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/zurnalsiepirkumi.lv\/index.php?rest_route=\/wp\/v2\/media\/21018"}],"wp:attachment":[{"href":"https:\/\/zurnalsiepirkumi.lv\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=21019"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/zurnalsiepirkumi.lv\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=21019"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/zurnalsiepirkumi.lv\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=21019"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}