Pag\u0101ju\u0161aj\u0101 gad\u0101 saglab\u0101jies augsts piepras\u012bjums p\u0113c lauksaimniec\u012bbas zemes, un tas joproj\u0101m p\u0101rsniedz pied\u0101v\u0101jumu. Ar\u012b interese par att\u012bst\u012bbas finan\u0161u instit\u016bcijas ALTUM valsts atbalsta programmu lauksaimniec\u012bbas zemes ieg\u0101dei nemazin\u0101s \u2013 2021. gad\u0101 aizdevumos pie\u0161\u0137irti vair\u0101k nek\u0101 19 miljoni eiro, kas sal\u012bdzinot ar gadu iepriek\u0161 ir k\u0101pums par 11 %.<\/p>\n\n\n\n
Ik gadu ar valsts atbalsta programmas aizdevumu pal\u012bdz\u012bbu lauksaimnieki nop\u0113rk 5000 l\u012bdz 5500 hekt\u0101ru lauksaimniec\u012bbas zemes. 2021. gad\u0101 tie biju\u0161i 5300 hekt\u0101ri, kam\u0113r gadu iepriek\u0161 – 5900 hekt\u0101ri.<\/p>\n\n\n\n
Kopum\u0101 ar ALTUM aizdevumu pal\u012bdz\u012bbu p\u0113rn notiku\u0161i 305 lauksaimniec\u012bbas zemes ieg\u0101des dar\u012bjumi. Re\u0123ionu griezum\u0101 visvair\u0101k dar\u012bjumu bijis Vidzem\u0113 \u2013 kopum\u0101 93, zemes ieg\u0101des dar\u012bjumiem liel\u0101kais pie\u0161\u0137irtais finans\u0113juma apjoms ir Zemgal\u0113, kur aizdevumos pie\u0161\u0137irti 4,8 miljoni eiro. Zemgal\u0113 ar\u012b ir liel\u0101kais vid\u0113jais pie\u0161\u0137irt\u0101 aizdevuma apjoms \u2013 79 t\u016bksto\u0161i eiro, savuk\u0101rt maz\u0101kais vid\u0113jais aizdevums ir Vidzem\u0113 \u2013 48 t\u016bksto\u0161i eiro. Latvij\u0101 vid\u0113jais aizdevuma apjoms p\u0113rn bijis aptuveni 63 t\u016bksto\u0161i eiro, kas ir par 14% vair\u0101k nek\u0101 2021. gad\u0101 un par 50% vair\u0101k nek\u0101 2017. gad\u0101.<\/p>\n\n\n\n
Lauksaimniec\u012bb\u0101 izmantojam\u0101 zeme \u0161obr\u012bd ir akt\u012bvs tirgus segments nekustam\u0101 \u012bpa\u0161uma tirg\u016b un augstais piepras\u012bjums ietekm\u0113 ar\u012b cenas. \u0160obr\u012bd aptuveni 95% dar\u012bjumu lauksaimniec\u012bb\u0101 izmantojam\u0101s zeme cenas ir no 1500 l\u012bdz 8000 eiro par hekt\u0101ru, liecina ALTUM apl\u0113ses.<\/p>\n\n\n\n
\u201cBie\u017ei ir situ\u0101cijas, kad lauksaimniekam rodas iesp\u0113ja izpirkt iepriek\u0161 nom\u0101tu zemi, un daudzos gad\u012bjumos tas ir izdev\u012bg\u0101k nek\u0101 turpin\u0101t to nom\u0101t. Tom\u0113r ne vienm\u0113r banka var izsniegt finans\u0113jumu, jo zemniekam pietr\u016bkst nodro\u0161in\u0101juma. \u0160\u0101dos br\u012b\u017eos noder ALTUM zemes kredit\u0113\u0161anas programma, kas \u013cauj ieg\u0101d\u0101ties zemi ar\u012b bez papildu nodro\u0161in\u0101juma ar atmaksas termi\u0146u l\u012bdz 30 gadiem, kas ir svar\u012bgi, jo sabalans\u0113 aiz\u0146\u0113muma atmaksas termi\u0146u ar laiku, kur\u0101 ra\u017eo\u0161anas vajadz\u012bb\u0101m izmantot\u0101 zeme var sevi atpeln\u012bt. Tie\u0161i garais atmaksas termi\u0146\u0161 un maza pa\u0161a l\u012bdzdal\u012bba m\u0113dz b\u016bt vien\u012bg\u0101 iesp\u0113ja uzs\u0101kt vai att\u012bst\u012bt savu saimniec\u012bbu maziem uz\u0146\u0113mumiem, pa\u0161nodarbin\u0101t\u0101m person\u0101m un jaunajiem lauksaimniekiem. Zemes ieg\u0101des aizdevumus pie\u0161\u0137iram ar fiks\u0113tu procentu likmi, kas ir nemain\u012bga visu aizdevuma periodu un \u013cauj lauksaimniekiem r\u0113\u0137in\u0101ties ar noteikt\u0101m izmaks\u0101m aizdevuma period\u0101. Vienlaikus \u0161obr\u012bd jaunajos dar\u012bjumos klientiem var b\u016bt j\u0101r\u0113\u0137in\u0101s ar augst\u0101k\u0101m izmaks\u0101m, ko tie\u0161i ietekm\u0113 \u0161obr\u012bd nov\u0113rojamais resursu cenu k\u0101pums glob\u0101li. Lauksaimniec\u012bbas zemes ieg\u0101des aizdevumus ALTUM pie\u0161\u0137ir ar fiks\u0113tu procentu likmi, kas ir 2,2% plus Valsts kases resursu cena un m\u0113s redzam, ka \u0161obr\u012bd kop\u0113j\u0101 likme jau var b\u016bt pat 5% l\u012bmen\u012b.”<\/p>\n\n\n\n
\u201cNov\u0113rojam ar\u012b, ka p\u0113d\u0113j\u0101 gada laik\u0101 arvien pieaug konkurence par \u012bpa\u0161umiem, kas non\u0101k p\u0101rdo\u0161an\u0101. Pag\u0101ju\u0161aj\u0101 gad\u0101 liel\u0101ks pie\u0161\u0137irt\u0101 finans\u0113juma apjoms par nedaudz maz\u0101ku zemju plat\u012bbu ar\u012b liecina par zemes cenu l\u012bme\u0146a pieaugumu. \u0145emot v\u0113r\u0101 augsto interesi un joproj\u0101m ierobe\u017eoto pied\u0101v\u0101jumu, ar\u012b \u0161ogad lauksaimniec\u012bb\u0101 izmantojam\u0101s zemes cena var turpin\u0101t augt, ko veicina ar\u012b lauksaimnieku vajadz\u012bba pilnv\u0113rt\u012bgi noslogot vi\u0146u \u012bpa\u0161um\u0101 eso\u0161\u0101s lauksaimniec\u012bbas tehnikas jaudas. ALTUM prognoz\u0113, ka lauksaimniec\u012bbas zemes tirgus b\u016bs \u013coti akt\u012bvs un, iesp\u0113jams, \u0161ogad tirg\u016b par\u0101d\u012bsies ar\u012b iepriek\u0161 neapsaimniekota lauksaimniec\u012bbas zeme, kuras atgrie\u0161anai lauksaimnieciskaj\u0101 darb\u012bb\u0101 b\u016bs nepiecie\u0161ama sakop\u0161ana, att\u012br\u012b\u0161ana no apauguma un attiec\u012bgi papildu ieguld\u012bjumi. Ar\u012b \u0161\u0101das zemes ieg\u0101dei ALTUM finans\u0113jums ir pieejams. Maksim\u0101l\u0101 aizdevuma summa ir l\u012bdz vienam miljonam eiro,\u201d st\u0101sta J\u0113kabs Krievi\u0146\u0161.<\/strong><\/p>\n\n\n\n \u0160obr\u012bd infl\u0101cija aug un strauji pieaug ar\u012b da\u017e\u0101du resursu cenas, \u0161\u0101 gada pavasaris iez\u012bm\u0113jies ar\u012b ar j\u016btamu lauksaimniec\u012bbas miner\u0101lm\u0113slu cenu k\u0101pumu, ko izteikt\u0101k izj\u016bt saimniec\u012bbas, kas nav miner\u0101lm\u0113slu kr\u0101jumus savlaic\u012bgi ieg\u0101d\u0101ju\u0161\u0101s pag\u0101ju\u0161aj\u0101 ruden\u012b un ziem\u0101. T\u0101p\u0113c prognoz\u0113jam liel\u0101ku piepras\u012bjuma k\u0101pumu ar\u012b p\u0113c apgroz\u0101majiem l\u012bdzek\u013ciem. \u0160obr\u012bd ir p\u0113d\u0113jais br\u012bdis, kad j\u0101b\u016bt sapl\u0101notiem finan\u0161u resursiem, t\u0101d\u0113\u013c pieteikumu skaits apgroz\u0101mo l\u012bdzek\u013cu aizdevumam \u0161aj\u0101 m\u0113nes\u012b ierasti ir \u013coti liels. \u0160\u012b iemesla d\u0113\u013c ALTUM aicina uz konsult\u0101ciju doties savlaic\u012bgi, iepriek\u0161, apzinot savas vajadz\u012bbas un finansi\u0101l\u0101s iesp\u0113jas. Aizdevumu apgroz\u0101miem l\u012bdzek\u013ciem var sa\u0146emt lauksaimnieki, zivsaimnieki, lauksaimniec\u012bbas pakalpojumu kooperat\u012bv\u0101s sabiedr\u012bbas, k\u0101 ar\u012b aug\u013cu un d\u0101rze\u0146u ra\u017eot\u0101ju grupas. Savuk\u0101rt finans\u0113juma apm\u0113rs tiek noteikts, izv\u0113rt\u0113jot saimniec\u012bbas lielumu, intensit\u0101ti un ra\u017eo\u0161anas darb\u012bbas rad\u012bt\u0101jus.<\/p>\n\n\n\n \u201c\u0160obr\u012bd kaimi\u0146os notieko\u0161\u0101 kara izrais\u012bt\u0101 nenoteikt\u012bba tie\u0161i un netie\u0161i ietekm\u0113 daudzus uz\u0146\u0113m\u0113jus un var b\u016bt aktu\u0101la p\u0101rorient\u0113\u0161an\u0101s un citiem tirgiem vai pieg\u0101d\u0101t\u0101jiem, tehnolo\u0123iju piel\u0101go\u0161ana, lai mazin\u0101tu resursu cenu augo\u0161o ietekmi uz ra\u017eo\u0161anu. \u0160\u0101d\u0101m vajadz\u012bb\u0101m ir pieejami da\u017e\u0101di ALTUM instrumenti, kas ir priv\u0101to tirgu papildino\u0161i un izmantojami situ\u0101cij\u0101s, kad paaugstin\u0101tu risku d\u0113\u013c banku finans\u0113jums nav pieejams. Piem\u0113ram, ALTUM var sniegt kred\u012bta garantijas, kad ar eso\u0161o nodro\u0161in\u0101jumu nepietiek finans\u0113juma sa\u0146em\u0161anai no bankas. Izmantojami ar\u012b aizdevumi energoefektivit\u0101tes uzlabo\u0161anai, t\u0101pat ar\u012b Zemes fonda pakalpojumi, kas pal\u012bdz lauksaimniekiem situ\u0101cij\u0101s, kad nepiecie\u0161ams stabiliz\u0113t finan\u0161u situ\u0101ciju vai vajadz\u012bgi papildu resursi att\u012bst\u012bbai,\u201d\u00a0st\u0101sta J\u0113kabs Krievi\u0146\u0161.<\/p>\n","protected":false},"excerpt":{"rendered":" Pag\u0101ju\u0161aj\u0101 gad\u0101 saglab\u0101jies augsts piepras\u012bjums p\u0113c lauksaimniec\u012bbas zemes, un tas joproj\u0101m p\u0101rsniedz pied\u0101v\u0101jumu. Ar\u012b interese par att\u012bst\u012bbas finan\u0161u instit\u016bcijas ALTUM valsts atbalsta programmu lauksaimniec\u012bbas zemes ieg\u0101dei nemazin\u0101s \u2013 2021. gad\u0101 aizdevumos pie\u0161\u0137irti vair\u0101k nek\u0101 19 miljoni eiro, kas sal\u012bdzinot ar gadu iepriek\u0161 ir k\u0101pums par 11 %.<\/p>\n","protected":false},"author":1938,"featured_media":17498,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[32],"tags":[],"_links":{"self":[{"href":"https:\/\/zurnalsiepirkumi.lv\/index.php?rest_route=\/wp\/v2\/posts\/17499"}],"collection":[{"href":"https:\/\/zurnalsiepirkumi.lv\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/zurnalsiepirkumi.lv\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/zurnalsiepirkumi.lv\/index.php?rest_route=\/wp\/v2\/users\/1938"}],"replies":[{"embeddable":true,"href":"https:\/\/zurnalsiepirkumi.lv\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=17499"}],"version-history":[{"count":1,"href":"https:\/\/zurnalsiepirkumi.lv\/index.php?rest_route=\/wp\/v2\/posts\/17499\/revisions"}],"predecessor-version":[{"id":17500,"href":"https:\/\/zurnalsiepirkumi.lv\/index.php?rest_route=\/wp\/v2\/posts\/17499\/revisions\/17500"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/zurnalsiepirkumi.lv\/index.php?rest_route=\/wp\/v2\/media\/17498"}],"wp:attachment":[{"href":"https:\/\/zurnalsiepirkumi.lv\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=17499"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/zurnalsiepirkumi.lv\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=17499"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/zurnalsiepirkumi.lv\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=17499"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}Augt\u0101ks piepras\u012bjums p\u0113c apgroz\u0101miem l\u012bdzek\u013ciem, pieejams pla\u0161s instrumentu kl\u0101sts<\/h3>\n\n\n\n